| Are you tired of fighting over money all the time? Do | | | | x-amount of nights a week or I'll make your favorite |
| you wish you and your spouse could finally get on | | | | item from your favorite restaurant on Friday, both |
| the same page and start spending money they way | | | | work well |
| you both want? If you haven't talked with you | | | | 3. What should we spend on our children? This is a |
| spouse about money and how each of you should | | | | big problem with most couples who have kids. One |
| spend then you need to. This will cut down, if not | | | | parent usually wants to get everything where one |
| eliminate the fights you two have over money. | | | | parent often wants them to learn they don't get |
| If you are like me then you may not know where to | | | | everything they want. Compromises work very well |
| start. You may be wondering how to get the ball | | | | here and a good one is making the child work for |
| rolling and what you need to talk about. Here are a | | | | anything they want, ie. They want a new bike, then |
| few suggestions to ask each other which should | | | | they have to rake leaves x times, wash the car, |
| spark a good conversation about money and getting | | | | clean the bathroom or other chores to earn the bike. |
| together with it. | | | | 4. Should we have credit cards? Why? What are the |
| 1. What sort of insurance do we have, need and | | | | there for? This is a big problem and usually because |
| think is important? Insurance is very smart to have | | | | the wife spends on them and the husband thinks it |
| and you need to make sure that you both | | | | was wasted money. You really need to discuss |
| understand why, how much you need and then are | | | | whether to have credit cards or not and if so what |
| happy with how much you are spending to get it. | | | | they will be used for, ie. emergencies, gas, food, |
| This includes health, life, car, home/rental and even | | | | toys, etc. |
| disability insurance. | | | | These are just a few questions about finances that |
| 2. Where do we and should we spend money for | | | | you and your spouse should ask each other. |
| food? I have found that a lot of couples eat out | | | | Hopefully once you start working through these |
| because they think that's what the other one wants. | | | | more will come to mind that may only apply to you |
| Where in reality both would rather save it and eat at | | | | and you can work those out as well. One thing to |
| home. Ask this question and resolve where you | | | | keep in mind is that no matter who makes the |
| should be eating. If one wants to eat out and the | | | | money, both of you get to decide how it's spent. |
| other doesn't then try to strike a deal. Fast food | | | | |